If you deposit $20,000 in a savings account at a bank, you
might earn 1 percent interest per year. Someone who
borrows $20,000 from a bank to buy a new car might
have to pay an interest rate of 6 percent per year on the
loan. Knowing this, why don’t you just lend your money
directly to the car buyer and cut out the bank?
Q443: What is the Sarbanes-Oxley Act? Why was it passed?
What was the source of the problems encountered
by many financial firms during the crisis of 2007–2009?